Personal Insurance Coverage
At Lovins Insurance Agency we offer all types of insurance to protect your personal assets. We take the time to build a policy to suit your needs and get quotes from a variety of companies to make sure you get the most protection for a price you can afford. Each time your policy renews, your Account Manager gets notified by any increase $100 or more. This will prompt them to review the policy and see if they can find something better.
Types of policies we offer:
• Homeowners
• Condos
• Renters
• Personal Auto
• Motorcycle
• RV’s
• Motorhomes
• Mobile Homes
• Farms
• Secondary Homes
• Rental Properties
• Vacant Properties
• Personal Umbrella
• Classic Cars
• High value personal property
• Collectibles
• Boats
• Golf Carts
• Flood
• Earthquake
• Home Business
• Identity Theft
• Special Events
Where You Live
No matter what type of home you have or if you rent or own, carrying the right type of insurance is crucial. Not only do these policies help protect what you own but they will also pay for damage or injury to others where you could be held liable. It’s important to know what coverages you have and what you are protecting.
What you Drive
We can provide coverage for anything you drive, but how much coverage do you need? If you cause an accident, you will have to pay for injuries and damage to all others involved which with today’s prices, can add up very quickly. Having the right coverage limits will help protect your assets. Our team can assist you with making those decisions.
Protecting it All
Personal umbrella policies offer a lot more protection and are surprisingly affordable. Serious accidents and lawsuits can sometimes go beyond the liability limits of a home or auto policy and if you don’t have an umbrella policy to pick up that expense, you will have to pay out of pocket.
